I work all the time, count every penny, and still barely make it to the end of the month feeling like I'm living. If anything, I'm just surviving. I think we all are, if we're honest.

Food, energy, rent, all at an all time high. My wages haven't moved. My tax has. Income tax thresholds have been frozen since 2022, now until 2031, so every small pay rise just gets swallowed up. No announcement, no vote. A stealth tax, straight out of my payslip.

That money's meant to fund the NHS, schools, the stuff that's supposed to look after us. Instead, wards are closing and schools are shutting off wings they can't afford to heat.

Meanwhile, the super rich barely get touched. My wages are taxed the second they land. Theirs mostly aren't wages, they're shares, property, assets that sit untaxed for decades unless they choose to cash in, and even then, the rich have the accountants and trusts to make sure they rarely have to.

This isn't new. The crash, energy bills, the cost of living. Every time, we feel it first, and the people at the top come out richer.

And to be clear, this isn't about doctors or small business owners who've done alright. Fewer than 1,000 households in this whole country are worth over £100 million. That's not a comfortable life, that's a different world entirely, and that's not bad luck. That's a choice, made again and again, about who picks up the tab.